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Flexible Financing Solutions for Non-Residents and Investors

Whether you are a non-resident, investor, or first-time homebuyer, we offer a variety of tailored financing solutions designed to meet the needs of every buyer. Our goal is to provide an efficient financing solution to help you purchase property in the UAE.

At ADRIG, we understand that investing in real estate is one of the most significant decisions in a client’s life. Therefore, we are committed to providing personal guidance throughout the entire process, from the initial inquiry to finalizing the deal and securing the best financing terms.

Non-Resident Mortgages

Non-residents looking to purchase property in the UAE, whether for investment purposes or personal use, can benefit from tailored mortgage solutions. This option is ideal for investors seeking passive rental income as well as individuals who wish to own property outside their country of residence with easy access to customized financing.

Key Conditions for Obtaining a Mortgage in the UAE:

Down payment: 40% of the property value
Loan-to-Value (LTV) ratio: 60%
Repayment period: Up to 25 years
Minimum monthly income: $7,500 (approximately 28,000 AED)
Required documents: Passport, income statement, bank statements, last six salary slips
Annual interest rate: 3% – 4.5%

Benefits:

Access to mortgage financing without UAE residency
Option to rent out the property for passive income
Flexible financing solutions

Important to Know:

The 40% equity required for the mortgage is paid in stages according to the progress of construction, rather than as a lump sum.

Mortgages for First-Time Homebuyers

Designed for first-time buyers in the UAE, this financing option provides stability and flexibility, allowing buyers to plan their financial future with confidence.

Key Conditions:

Minimum down payment: 40% of the property value
Minimum monthly income: Approximately $7,500
Repayment period: Up to 25 years
Maximum financing: Up to 60% of the property value

Benefits:

Choice between fixed and variable interest rates
Early loan repayment option
Customized financing terms to fit your needs

Commercial Property Financing

This financing option is available to private entrepreneurs and business entities looking to expand their operations and invest in commercial real estate, including offices, retail spaces, hotels, and more. It provides financial stability for businesses while generating cash flow from rental income or business operations.

Key Conditions:

Repayment period: Up to 15–20 years
Lower interest rates (compared to private mortgages)

Benefits:

Option for group financing
Comprehensive support in assessing profit potential
Possibility of refinancing in the future

Refinancing Existing Mortgages

An ideal solution for homeowners with existing mortgages who want to improve their loan terms, reduce their monthly payments, or take advantage of lower interest rates without the need for additional capital investment.

Benefits:

Access to the latest, lower interest rates
Improved repayment terms without additional investment
Significant savings on interest payments

Off-Plan Financing

Designed for investors and private buyers looking to take advantage of early-stage real estate opportunities by purchasing properties under construction at below-market prices with flexible financing terms.

Key Conditions:

Down payment: 40% of the property value
Repayment period: Up to 25 years
Financing in stages based on the construction progress

Benefits:

Purchase at lower prices before project completion
Flexible payment schedule with the developer
High return on investment potential

Equity Financing

Exclusive to ADRIG – 5-Year Prepaid Rental Payment Plan!

A Smart Investment with Guaranteed Annual Returns

When purchasing one of ADRIG’s marketed projects, you will benefit from passive income with a guaranteed annual return of 7% of the property value for 5 years.

This ADRIG program provides you with peace of mind, a prepaid rental income for 5 years without dealing with tenants, financial stability, and significant profit potential in Dubai and Abu Dhabi’s booming real estate market.

Register Your Interest in UAE Real Estate

By submitting this form, you agree to share your details with ADRIG for further communication regarding real estate opportunities. Your information will be securely handled and will not be shared with third parties without consent.

ADRIG is committed to providing you with the most optimal financial solutions.

Our Trusted Partners

Smart Real Estate Investments in the UAE
At ADRIG, we specialize in providing financing solutions and expert guidance for homebuyers and investors in the UAE. With direct access to exclusive real estate opportunities, we ensure a seamless and personalized experience.

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Contact Information

Phone: +971 (50) 350-6892

Email: info@adrig.com

Address:
The Landmark Tower- 116 Khadim Bin Butti Al Hamed St – Al Hisn – Al Markaziyah West – Abu Dhabi , UAE

Business Hours:
Sun-Thu: 9:00 AM – 6:00 PM | Fri: 9:00 AM – 1:00 PM

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